1

Get Qualified in Minutes

Provide a few personal details about yourself.
We will determine your eligibility and the options available to you.

2

Personalize Your Plan

Select a plan that works for you.

3

Funds Provided to Your Healthcare Provider

Before final approval, one of our community advisors will contact you to verify or request additional information.

We understand how important this process is for you.
We’ve been through this experience, and we’re here to help.

Whether you want access to affordable plans, education, resources and support, we get it.

Our goal at emBorrow is to provide access to fertility subscription plans while focusing on fertility education, and supporting you together with the community. We care about backing and strengthening the fertility journey.

We look forward to supporting you through Your Journey.

Your emBorrow Team

What do I need to get started?

  • Residential information
  • SSN (Social Security Number)
  • Bank/checking account information
  • Employment information

Annual Credit Report

At annualcreditreport.com, you can request a free copy of your credit report from each of the three major credit-reporting companies once every 12 months. Keep in mind that your free credit report does not necessarily include a credit score. Federal law allows you to:

  • Get a free copy of your credit report every 12 months from each credit reporting company.
  • Ensure that the information on all of your credit reports is correct and up to date.

What do I need to apply?

  • Residential information
  • SSN (Social Security Number)
  • Bank/checking account information
  • Employment information

Annual Credit Report

At annualcreditreport.com, you can request a free copy of your credit report from each of the three major credit-reporting companies once every 12 months. Keep in mind that your free credit report does not necessarily include a credit score. Federal law allows you to:

  • Get a free copy of your credit report every 12 months from each credit reporting company.
  • Ensure that the information on all of your credit reports is correct and up to date.

We know a fast, simple process is important to you along with plans that are easily understood!

Terms and Conditions

Please make sure that you review our Terms and Conditions, Privacy Policy, and Privacy Notice under the Gramm-Leach-Bliley Act as applicable to you for more information.

A way in which we meet your educational needs is through our Newsletter.

Once per month you’ll receive insights and advice relating to fertility and what happens next.

Terms and Conditions Apply. emBorrow provides installment financing only to residents of states where the company has a lending license. In order to apply for financing, you must submit your application online and have, among other things, verifiable income. You may also need to be a patient of a fertility clinic. The actual amount and terms of financing that a customer qualifies for may vary based on credit determination and state law. In some instances, we might not manage to check your application information completely and may request some additional documentation. Please thoroughly review our Consents, Disclosures, Rates, and Terms & Conditions for further information. Complete disclosures of APR, details and payment terms are included in the Financing Agreement.

Funds are generally deposited via ACH for delivery next business day if approved by 4:30pm CT Monday-Friday.

emBorrow reserves the right to modify or discontinue products and benefits at any time without notice.
Important disclosures and consumer notice: Financing from emBorrow is designed to help you meet your fertility related borrowing needs. This service is not intended to provide a solution for all credit or other financial needs. We will never charge you any “hidden fees” that are not fully disclosed in the Financing Agreement. Since we may report your payment history to one or more credit bureaus, late or non-payment of your account may negatively impact your credit rating. If you don’t make a payment in accordance with your financing terms, we will attempt to contact you via one or more authorized methods. Our company’s methods are in accordance with the guidelines of the Federal Debt Collections Practices Act (FDCPA). Be sure you thoroughly understand the terms and conditions of your financing before signing your agreement. We are here to serve our customers and their financial needs if possible.

Legal: Privacy Notice | Privacy Policy | Terms of use | Rate and Financing Disclosure